|
|
Think You Can't Afford Your Own Home.....Think Again !
Do you have bad credit, no credit, filed a bankruptcy, have a ton of late pays, medical bills, new job, or been through a divorce? Well, we have the perfect solution for you - Lease Purchase your own HOME !!
What is a Lease Purchase?
A Lease Purchase is a process that combines a basic rental lease with an agreement to purchase, or with an option to purchase the property. The Buyer (or Lease-Purchaser) pays to the Seller a monthly payment that usually approximates a rental amount or a typical mortgage payment on the home. A percentage of that payment is typically applied towards the purchase price. At the end of the term, the buyer has the right to purchase the property for the price and terms to which both parties have previously agreed.
Put another way, a lease purchase is essentially a rental agreement combined with a purchase contract with pre-negotiated terms. The buyer leases the property for a specific period of time and then purchases the property before the end of the lease agreement. Sales price, length of rental, rent credits, escrow instructions, etc. are all contained in the agreement.
A lease purchase is a wonderful way to control property without the headaches of banks, mortgages, taxes or immediate loan qualifying. Lease Purchasing gives you the right to buy the property, but not the obligation to buy. To Learn More....Call 678-401-2136.
Following are just some of the benefits of Lease Purchasing for the buyer:
1. Low down payment. 2. Qualification restrictions are not as great as in conventional financing. 3. Past credit problems are not usually a road block. 4. The option consideration can be fully credited to the purchase price. 5. Your rent money is working for you. 6. Purchase price is usually locked-in ahead of time. 7. Gives you sufficient time to check out all the features and faults of the house. 8. Time to check out the neighborhood and schools. 9. Puts you in legal control of a property for a specified period of time. 10. Time to shop for and obtain the best financing. 12. Profits, in case appreciation occurs, and you decide to sell in the future.
Lease Purchase Program Details |
| |
LEASE PURCHASE PROGRAM DETAILS If you're still renting due to credit issues, the window of opportunity to own a home may be quickly passing you by. The single-family home is appreciating rapidly; therefore, every year you wait buys you less home for your money. Through our unique program you can choose the house of your dreams, sign a lease with purchase option, move in and begin to re-establish your credit now! | SITUATION A | - Good to Excellent Credit - 620+ score
- Plenty of cash$$$ available for downpayment and closing costs
People in this situation average about 40% of the population. Getting approved for a home mortgage is NO PROBLEM! |
| | SITUATION B | - Poor to Fair Credit - 400-600 score
- Little or no cash available for downpayment and closing costs
People in this situation average about 60% of the population. Getting approved for a home mortgage is difficult, if not impossible. SOLUTION: - Lease purchase a home.
- Lease terms from 12-24 months.
- A percentage of the on-time monthly rent payment maybe credited toward the purchase of the home.
- You build equity in the home while you are living there.
- During the lease period, you are offered the opportunity to repair and clean up your credit record and increase your credit scores
- There is no bank qualifying required to get into the home.
- You only need 3-5% purchase option down payment.
- You establish a positive payment history with on-time rent payments
- You establish the fact that you can afford the home
- You get to "test-drive" the home and check out the neighborhood before you commit to buying.
- Our investors pay all taxes, homeowners association fees, home owners insurance, etc.
|
|
| So, you ask, how do I lease purchase my own home?
CALL ME TODAY TO LEARN HOW TO: Live in Your Dream Home Today and Buy it Tomorrow without Mortgages, or Credit!
I feel everyone deserves to own their own home, so why not start looking for your Dream Home today !! Call me at 678-401-2136 |
|